Advisory-Led, Not Product-Led
We start from what a private client actually needs to protect, not from a single product or quotation.
Hong Kong · Private Client
Insurance advice for families, founders and internationally mobile individuals.
Trusted Union helps private clients review, structure and manage insurance for health, family protection, income, business continuity and valuable assets with discretion, clarity and long-term perspective.
Request a Confidential Review
Private client insurance is not simply about buying individual policies.
For many families, founders and executives, insurance sits at the intersection of health, income, family protection, business continuity, mobility, wealth preservation and personal assets.
Trusted Union helps clients review their existing arrangements, identify gaps, understand insurer options and structure cover that is suitable, sustainable and aligned with the risks that matter most.
What Trusted Union Reviews
A structured review, item by item.
Where the information is available, a review typically looks across the following.
- Existing personal insurance arrangements
- Family, income and business protection needs
- Medical insurance requirements and geographic exposure
- Life, critical illness and income protection requirements
- Founder, shareholder or key person risks
- Valuable assets, jewellery, watches, art and collections
- Renewal, underwriting and insurer continuity issues
- Whether policies remain suitable as circumstances change
The Trusted Union Approach
Personal protection reviewed as a whole — health, life, income and the assets that matter.
Why It Matters
Why a structured review matters.
Private clients often accumulate insurance over time: a medical plan here, a life policy there, a valuables schedule added later, and perhaps business-related protection arranged separately. Without periodic review, gaps can appear between what the client owns, what they need protected and what the policy actually covers.
A structured review helps clients understand where cover is strong, where it may be outdated, where underwriting continuity matters and where specialist insurer access may be required.
Why Trusted Union
Advice held to a consistent standard.
A Whole-of-Situation View
We look across protection, access to care, liquidity, family continuity, founder risk and valuable assets, rather than one policy at a time.
Access to Specialist Insurers
We help clients reach suitable local and international insurers, including specialist markets for medical, life and valuable assets.
Underwriting & Continuity Awareness
We consider medical history, underwriting terms and insurer continuity, so cover stays dependable as circumstances change.
Discretion & Confidentiality
Private client matters are sensitive. Arrangements are handled discreetly and the relationship is kept confidential.
Long-Term Relationships
We stay involved through renewals, claims and life changes, building trusted relationships over time.
Common Questions
Questions we’re often asked.
Who is this service for?
Private clients, families, founders, executives, entrepreneurs and internationally mobile individuals who want structured insurance advice rather than a transactional quote.
Do you only arrange medical insurance?
No. We advise across medical insurance, life insurance, critical illness, income protection, founder protection and selected private client asset risks.
Can you review existing policies?
Yes. We can help review existing cover, renewal terms, exclusions, underwriting position, suitability and whether alternative options should be considered.
Is the advice confidential?
Yes. Private client work is handled discreetly and with appropriate care around personal, medical, family and financial information.
Request a Confidential Review
Request a Confidential Review.
Start with a structured conversation about the area of insurance you would like to review.
Request a Confidential Review